*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;background:#f5f7ff;color:#071738;line-height:1.6}a{text-decoration:none;color:inherit}.top{position:sticky;top:0;z-index:5;display:flex;justify-content:space-between;align-items:center;padding:14px 5vw;background:rgba(255,255,255,.9);backdrop-filter:blur(16px);border-bottom:1px solid #dfe6ff}.logo{font-weight:900;color:#062a83}.top nav{display:flex;gap:18px;font-size:14px}.btn{display:inline-flex;min-height:46px;align-items:center;justify-content:center;border-radius:999px;padding:12px 20px;font-weight:800}.primary,.topbtn{background:linear-gradient(135deg,#ffc400,#ffe66b);color:#041a58;box-shadow:0 16px 34px #062a8328}.ghost,.secondary{background:#fff;border:1px solid #cbd8ff}.hero{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center;min-height:650px;padding:46px 5vw 26px;background:radial-gradient(circle at 20% 10%,#fff4a8,#f5f7ff 40%,#eaf0ff)}.crumb,.tag{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:#0a4bb5;font-weight:850}.hero h1{font-size:clamp(48px,8vw,104px);line-height:.9;margin:12px 0;color:#062a83;letter-spacing:-.07em}.lead{font-size:clamp(18px,2vw,23px)}.actions{display:flex;gap:12px;flex-wrap:wrap}.risk{display:inline-block;background:#fff4cf;border:1px solid #ffd86a;border-radius:18px;padding:12px 14px}.hero-img,.media{border-radius:34px;overflow:hidden;box-shadow:0 28px 70px #062a8324;background:#062a83}.hero-img{height:520px}.hero-img img,.media img{width:100%;height:100%;object-fit:cover;display:block}.quick{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:0 5vw 55px}.quick a{background:white;border:1px solid #dfe6ff;border-radius:24px;padding:18px}.quick b{display:block;color:#062a83}.section{display:grid;grid-template-columns:.96fr 1.04fr;gap:34px;align-items:center;padding:68px 5vw;border-top:1px solid #dfe6ff}.section:nth-child(odd){background:#fff}.section.alt .copy{order:2}h2{font-size:clamp(30px,4vw,54px);line-height:1.05;color:#062a83;letter-spacing:-.04em}.media{height:420px;position:relative}.media figcaption{position:absolute;left:16px;right:16px;bottom:16px;background:rgba(255,255,255,.9);border-radius:16px;padding:10px 12px}.faq,.notice{padding:68px 5vw;border-top:1px solid #dfe6ff}details{background:white;border:1px solid #dfe6ff;border-radius:18px;margin:10px 0;padding:17px}summary{font-weight:850}.notice{background:#061f5e;color:white}.notice h2{color:white}.footer{background:#031333;color:#e8eeff;padding:28px 5vw;display:flex;gap:18px;flex-wrap:wrap;justify-content:space-between}.support{max-width:960px;margin:auto;padding:60px 5vw}@media(max-width:860px){.top nav{display:none}.hero,.section{grid-template-columns:1fr}.section.alt .copy{order:0}.hero{padding-top:28px;min-height:auto}.hero-img{height:240px}.quick{grid-template-columns:1fr 1fr}.actions .btn{width:100%}.media{height:310px}}@media(max-width:430px){.quick{grid-template-columns:1fr}.hero h1{font-size:48px}.lead{font-size:16px}.risk{font-size:13px;padding:9px 10px}.top,.hero,.section,.faq,.notice{padding-left:4vw;padding-right:4vw}}